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	Making boating safer and more enjoyable in the bays and coastal waters of Maryland and New Jersey. The Mariners' Group is a resource center that promotes the enjoyment of all types of boating by providing members with access to social, educational and competitive events as well as membership privileges via retailer and services discounts. The Mariners' Group also provides yacht brokerage services through its national network and electronic and print advertising. Our professionals can find the right vessel for you or the best price for your current boat, with the least amount of hassle and frustration. This Month's featured boat 44' Carver 444 Year: 2001 Current Price: US$ 309,000 Full Specs.
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Links of Interest		As seen in Nor'Easter Magazine UPSIDE DOWN? WHAT TO DO IF YOUR LOAN BALANCE IS GREATER THAN YOUR BOAT VALUE "Prices for used boats are declining in nearly every geographic market." according to Ed McKnew, Editor of the PowerBoat Guide. "Thanks to a slumping economy, the used-boat inventory exceeds anything we've seen in the recent past…" In times of slow market conditions, it is commonplace to see boat values dip below loan balances or become "upside down". Unfortunately, sellers are sometimes reluctant to come to grips with this painful fact and end up costing themselves a lot of money. Boat owners tend to adopt a home owners attitude that the problem will correct itself. BEWARE! Boats even under the best of conditions are depreciating assets. A seller may lose a bundle in depreciation, insurance, storage costs, marina costs and maintenance while trying to sell a boat at an unrealistic price because of a high loan balance. So what’s a seller to do? The good news is that there are options for most sellers that will raise the necessary deficit capital. Other assets can be used as a tool to solve this problem and possibly with more favorable terms. It is always better to stop the bleeding early. The Mariners’ Group has counselors that can suggest options to ease the financial burden of selling an "upside down" boat. They can be reached at 800-554-8633 or at www.mymarinersgroup.com. For more information contact us @ emb@mymarinersgroup.com

	Contact a Mariners' Group Yacht Broker: Maryland Sassafras River Office 7479 Augustine Herman Hwy (Rt. 213) P.O. Box 316 Georgetown, MD 21930 410-648-6040 Fax: 410-275-2420 email: adg@mymarinersgroup.com dlh@mymarinersgroup.com New Jersey Cape May Office 1263 Lafayette Street Cape May, NJ 08204 800-554-8633 email: emb@mymarinersgroup.com Pennsylvania Conshohocken Office 529 Fayette Street Suite 300 Conshohocken, PA 19438 800-554-8633 Fax: 610-828-1995 email: jlp@mymarinersgroup.com

44' Carver 444